You enjoy the right to informational privacy, or the right to protect your personal information. Bermuda has enshrined such rights with the passage of the Personal Information Protection Act (PIPA), which received Royal Assent on July 27, 2016, Ministerial statement and Personal Information Protection Act 2016.
By accessing or using our Website, or by submitting information on or through our Website, you signify your acceptance of this Privacy Policy and to our processing and use of your personal or other information in accordance with this Privacy Policy. Any revisions to this Privacy Policy will be posted on the home page of our Website.
When you visit our Website, you may provide us with, and we may collect, two types of information: personal information that you voluntarily disclose that is collected on an individual basis; and Website use information collected on an aggregate basis as you and others browse our Website.
Visitors are not required to register to access the public pages of our Website. If you register for a private portal on our Website, additional information regarding your use of such private portal will also be collected, which will include basic information associated with your private portal user ID and password; your geographic location; if, when and how you access such private portal and/or its materials; and the types of materials that you access. This additional information will be associated with you personally through your user ID and may also be collected on an aggregate basis with other private portal users.
What is Personal Information?
Personal information is collected only when voluntarily offered and solely for purposes that are clearly identified on our Website. Personal information means any information that is unique to you or could identify you, such as:
- Name
- Mailing address
- E-mail address
- Home and business phone number
In addition to providing the foregoing information, if you choose to correspond further with us through e-mail, we may retain the content of your e-mail messages together with your e-mail address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.
Structured Solutions Insurance brokers Ltd (“SSIB”) will only use personal information for purposes of: (i) fulfilling our legal or regulatory requirements; (ii) providing you with the information or services that you have requested; (iii) to help improve our Website, products or services; or (iv) any other purpose identified on our Website in accordance with applicable laws. The legal basis for our use of your personal information for these purposes is (a) for our or a third party’s legitimate interests (such as to manage our Website, products and services or to communicate with you); (b) to comply with any legal obligation; or (c) your consent where required by law.
We retain any personal information collected by us on or through our Website for as long as is necessary for the purpose for which it was collected or for so long as permitted by law.
Your Rights
In accordance with applicable law relevant to your location, you may have certain rights over your personal information, including, under certain circumstances, a right to access the personal information we hold about you, to seek rectification or erasure of such personal information, to restrict or object to our processing of such personal information, to withdraw consent from our processing of your personal information or to lodge a complaint with an applicable supervisory authority. If you wish to exercise any applicable rights, or have any other inquiries or complaints in relation to data collected on or through our Website or this Privacy Policy, please refer to the “Contacts” section below. We aim to respond to requests, or provide a reason for delay or decline where legally permitted, within one month of receipt. Unless unreasonable, unduly burdensome or otherwise legally allowed, requests will generally be handled free of charge.